This is called buying the house subject to the existing mortgage or "Sub-2" for short.  The loan stays in your name, and we make the payments until the loan is paid off or the house is sold.  The debt is our responsibility and we take that very seriously.

A few details:

  • It’s ok if you don't have much equity in your home

  • This is not a loan assumption, and there is no need to get permission from the bank.  Yes, it's legal!  There is even a line for it on the HUD statement.

  • No commissions saves you thousands!

  • Move on the date of your choosing!

  • Agree to a verbal offer, and get a Purchase & Sale Agreement within 24 hours!

  • No showings, appraisals, inspections, or hassles!

  • Leave the junk.  As you pack, leave your “junk” in one room, and just move out.  We’ll take care of the rest. 

  • We close at a real estate attorney’s office.

  • We can close in 30 days or less from the time you sign the Purchase and Sale Agreement.

  • We'll make your for first payment to your bank 90 days after closing or sooner if need be, and then monthly!

  • Feel free to log in to your mortgage account any time to check on our progress paying down your loan.

  • Please let me know if I can answer any questions you might have!

  • Everything’s negotiable!  It’s not a good deal unless it’s win-win for all!

Call or Text Kim 912-665-4336



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Need to sell a house fast?  We buy homes in Savannah, GA and nationwide!

We Buy Single-Family Homes, Condominiums, Townhouses, Duplexes, Quads, Vacation Homes, Mobile Homes Attached to Land, and More!